Conventional Home Loan

The conventional loan is the traditional mortgage. It is an investment that gives the home buyer a sense of security and accomplishment. It is generally a 30 year fixed-rate mortgage, though a 15-year note can also be an option for home buyers. The amount allowed on a conventional loan is higher than it is in most other loan programs; it is currently $484,350 in 2019. In general, the conventional loan takes 20-35 days from contract/application to closing.






No mortgage insurance required with down payment of 20%


No program based, up-front funding fees


For primary residences, investment properties, or secondary homes


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