The Lincoln Lending Team

Here to help every step of the way




Kelly Pensoneau grew up in Norman. He has been working in the mortgage industry since 2009. Kelly enjoys helping people find the right loan program to fit their specific needs. He began specializing in HUD-184 Native American loans because of his Kickapoo heritage. Before working in the mortgage industry, Kelly was a case worker for the state of Oklahoma for 10 years, so helping people has always been a top priority. His desire to help others is also reflected in his personal life.  Kelly and his wife, Sara, have fostered kids for several years and adopted 3 kids in 2017. Kelly enjoys snowboarding, SCUBA diving, and all things Star Wars.

NMLS #216281




Charles Foster grew up in Norman, OK. He has been a mortgage home loan originator since 2009. Charles enjoys serving his clients with the best home buying experience available. He specializes in guiding homebuyers through the loan process with great communication, top-notch service, and on-time closing. Charles and his wife, Rebecca, live in Moore with their four children. Charles enjoys real estate investing, traveling with his family, and encouraging others to take action toward their dreams.

NMLS #267528




Trisha Evans moved to Moore in 2008 and couldn’t imagine calling any other place home. She spent most of her career in the auto industry, but after taking a position as an Assistant Loan Officer in 2015 she fell in love with the mortgage business. She became a Licensed Loan Originator and finds home lending to be both challenging and very rewarding. She strives to make sure her clients are educated about the loan programs available and informed every step of the way. She always has her client’s best interest at heart and building lasting friendships is the most satisfying part of her job. Outside of work, Trisha enjoys spending time with her twin daughters, friends, family, and her beloved boxer, Duncan.

NMLS #1557379




Neva Ford has been in the Real Estate Industry for over 11 years.  She loves working with realtors and builders and serving her clients with great communication and excellent customer service.  Neva really loves building lifelong relationships with all of her clients and referral partners.  Born and bred Oklahoma girl, Neva is a Bridge Creek School Board Member and loves serving her community.  She enjoys watching sports from Little League, High School, Sooners, and the Thunder.  Neva loves the outdoors and spending time with her husband of 27 years.  Neva's pride and joy is her disabled son, Kaleb.  She has always taught him that his wheelchair does not define him and he can do anything and be anything he wants to be.

NMLS #1220734




Sandy Elledge has over 20 years of experience in the mortgage industry. That depth of experience has allowed Sandy to develop a wealth of knowledge about the home loan process. She enjoys working with clients to help them find a loan program suited to their needs in order to get in a home they will love. Outside of work, Sandy enjoys spending time with her family and grandchildren.

NMLS# 424162




Scott Michael is an Oklahoma native who attended the University of Oklahoma. After graduating in 2015, Scott began working for Lincoln Lending with the goal of assisting the Oklahoma community in buying their dream home. He enjoys educating the buyer and developing a great working relationship with his clients. In his free time, Scott enjoys music, watching sports, and spending time with his wife and two dogs.

NMLS# 1434684




Bethany Branscum grew up in the small town of Whitesboro, Oklahoma. She moved to Norman in 2008 to attend the University of Oklahoma, graduating in 2012. As a processor, she enjoys using her eye for details & knowledge of the industry to assist clients in what is likely the most exciting purchase of their lives! She is also a licensed loan officer; in this role, her processing background is an asset as she strives to solve problems quickly & manage timelines efficiently so that clients can focus on enjoying their home-buying experience. Outside of work, Bethany enjoys reading and writing, playing softball, cheering on the Thunder and Sooners, game nights with friends, and spending time with her sisters.

NMLS# 1469259




Sara Pensoneau hails from Wisconsin but has lived in Oklahoma since 2008. After marrying Kelly in 2011, she began her work as a processor in order to assist Kelly with his dream of growing the Lincoln Lending business. As a processor, Sara uses her precise attention to detail and organizational mind to make sure all the pieces fall into place for successful closings and home-buying experiences. Outside of work, Sara enjoys cooking, baking, family game nights, and outdoor activities with her children.

NMLS# 1047835



Office Manager

Sarah Vig-Temple was born and raised in Louisiana but moved to Oklahoma with her spouse and daughter in 2017. As our Office Manager, she strives to demonstrate integrity, respect, and kindness toward every family throughout their home-buying experience. Sarah and her spouse recently purchased a home through Lincoln Lending and had such an amazing experience that she wanted to come work for us! When she is not working, you will find her spending time with her family in Louisiana, playing softball with her spouse and daughter, cheering on the LSU Tigers, and relaxing at home.